Cash Loans 

Get a Small Cash Loan Today!

$500 to $10,000

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  • Cheap Car Loans

    Buy a Cheap Car 3k to 7k Car Loans

  • Engagements

    Planning an engagement party, or just need a ring to pop the question? 

  • Baby Gear Loans

    Forget something? oh yeah yeah the baby gear! take out a loan for Baby Gear! 

  • Travel Loans

    If you need to travel urgently or need a holiday, why not apply for a travel Loan

Small Cash Loans from $500

Don't miss out on your dreams, goals wants or needs just because you don't have the cash right now. We are not just about the specifics, if you need over a a thousand, have a free hold vehicle (or at least a small amount owing on it) and have good credit, average or even Bad Credit, then we will try and help you with anything you need the money for.

 

Even if its to just live like a King for a week, we can help! 

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If you need a small Cash Loan $500 - 10k , then apply to us for a Loan.

 

The good thing about our Cash Loans, is that the application process is 100% online, no need to talk to anyone, no need to get things scanned and sent, and once approved, you just pop in to the office sign up and then you are good to go. 

Our lending partners are the best in the business, NZ owned, been around for over 50 years and know the NZ public better than any company.

 

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100% Online Application

Cheap Car Loan

Need a car but don't want to buy an expensive one? with Cashbox we are able to facilitate car loans that don't usually fit the mould of other finance companies. As long as the car is younger than 2001, warranted, registered , and you can afford it, then we should be able to facilitate a loan. 

 

 
 
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Disclaimer: Amounts Shown in this calculator are an approximate indication, not an offer of Finance. Payments include a $300 Loan Establishment Fee and 10% Broker Fee, Interest is between 28.95 and 35.95 depending on credit score over 24 months. Actual Amounts may vary

Cashbox Repayment Calculator

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CASHBOX FAQ

Whats the Lowest Amount I can Borrow


The Lowest amount is $500 and the highest is $10,000 normally, however depending on security, affordability and credit we can push for maximum. Usual Loans are nmormally between $1,000 and $7,000




Do I need Security?


Yes most of the time.




What Security Do I need?


You need a vehicle or household chattels for a Cashbox Small Cash Loan. Vehicles : - Must be unencumbered - Maximum of 18 years old - Must have a current warrant and rego Household Goods (chattels) Include: - Small Discretionary Items or reasonable value - Electronic Items (TVs, Stereos, Playstations etc) - Jewelry (must provide proof of vauation). Note: Lenders cannot register Blanket PPSR's over certain necessary consumer items like beds, bedding, cooking equipment (stoves), medical equipment, heaters, washing machines and fridges, unless they are individually identified, item by item, as being a security interest in your credit contract, or the items are subject to a PMSI.




How do I qualify for an Unsecured Loan?


You must qualify in a strict criteria, Your Credit must be Clean (score more than 250 and no defaults at all). You must be employed and show stability in that employment. Your stability in propertyt must pass a test (have been at the current redential address for more than 2 years). Unfortunately the nature of benefits in this country do not qualify as 'stable income' as they are conmstantly prone to 'cutting' if their service requirements are not met.




I Have Bad Credit can I get a Loan?


If you have bad credit, all is not lost, unless you are continuing to borrow, and not repay yourcurrent loans. We Frequently we see applications from people who arent paying their current loans, which is a red flag to any financier. All we ask is if you have bad credit that you have paid, or are currently paying, your committments, as our financiers can check.




I am on a Benefit, can I still get a Cashbox loan?


Yes you can, but you must meet the minimum requirements of affordability.




Do I have to be living in Auckland


Yes our main financier only lends to Auckland Residents, therefor we cannot provide Cashbox Loans for anyone who resides outside of Auckland. We did have one financier who catered for out of Auckland residents, but they were beyond useless.





 
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Talc Ltd (FSP 376566).

a Registered Financial Services Provider (www.fspr.govt.nz) and is regulated by the Financial Markets Authority (www.fma.govt.nz).

Registered Financial Service Provider

'The Auckland Loan Company', 'MotorLoans', 'Go Loans', 'CashBox', 'LoanTalk' & 'The Car Network' brands are property of Talc Ltd T/A The Auckland Loan Company. is solely responsible for its published and unpublished content