Here I was, sitting at home watching TV, when suddenly an advert came on for a free credit check.

Known as "Credit Simple", the advert started like your traditional Bank Loan advert, reasonably attractive lady married to a slightly overweight guy. She shows him the credit score and says, "Keep our good credit safe until we really need something?!" or something to that effect - the man then comically jumps into a paddling pool belly first, and then everyone laughs, because it's just so damn funny. Then - "Credit Simple, get your credit score today , its easy, simple and free" comes up on the screen with narration.

I thought, "wow! that ad looks kind of Australian, no new NZ company would have the money to have an advertisement agency come up with this kind of advert". So I did a quick search online and actually found the ads, I was right! its an Australian advert. The Australian one is exactly the same as the NZ one.

- They even have the same lady on it with a different accent an a different husband.

See for yourself:

Australian Credit Simple Advert